We keep documentation requirements minimal and straightforward. Typically, we’ll need: A valid photo ID Entity documents (if applicable) Property insurance details Purchase and sale agreement (if applicable) Construction budget (if applicable) For business loans, we may request basic business details, such as revenue information. Depends on the loan type, we may require more information

No, we do not require tax returns, W-2s, or bank statements for real estate or business loans.

We’ll provide a set of insurance requirements for you to pass along to your broker or insurance provider. These are standard requirements, and most brokers can easily accommodate them. If needed, we can recommend trusted insurance brokers for your convenience.

Yes, depending on the product, however we do not have minimum credit score or income requirements. However, higher credit scores may help you qualify for better Loan-to-Value (LTV) ratios or more favorable terms.

Absolutely! We offer flexible hybrid funding solutions that allow you to use business loans to cover the 10-15% needed for down payments or other initial costs for real estate fix-and-flip projects.

Loan payments are due monthly on the first day of each month. We recommend setting up automatic payments via ACH for convenience, but you can also choose to pay manually using the instructions we provide.

Yes, you will receive monthly statements automatically. Additionally, you can access them anytime through your borrower portal.

We offer a borrower portal that’s easy to use, allowing you to track your loan details, access documents, and stay up to date 24/7.

To request a construction draw, simply use the borrower portal, email us, or give us a call. We’ll send an inspector to your property, and within 24 hours, we’ll have the inspection report ready, allowing us to release the funds directly to your account.

We prioritize speed and simplicity. By leveraging our expertise and streamlined partnerships with trusted lenders, we can keep things quick and straightforward without relying on the complicated processes of Wall Street.

Faster, more efficient closings No strict income or credit score requirements More flexible terms tailored to your needs

Simple, transparent process from start to finish Ability to finance deals that others won’t We prioritize timely closings without complications Exceptional customer service, which leads to long-term relationships and repeat business

We offer a wide range of financing options to meet the unique needs of real estate investors and business owners: 0% Interest Credit Stacking Real Estate Loans: Ideal for fix-and-flip projects, property acquisitions, and ground-up construction. Long-Term Rental Property Loans: Designed for sustained investment success. Business Loans: For working capital, equipment purchases, business expansion, or debt consolidation. Hybrid Funding: Combines business loans with real estate financing for maximum flexibility. Our goal is to provide tailored solutions that empower you to achieve your financial objectives.